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Despite this, a large number of people on this planet lead an uninsured life. To receive the death proceeds from the insurance company, the beneficiaries need to produce a death certificate of the insured person and proof of their own identity.

The insurance company may demand more documents to ascertain the identity of the beneficiary or the cause of death of the insured.

Death is the only thing that is certain in this world.

Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.

The objective of this limitation is to prevent misuse of the policy and give insurance cover only to the deserving parties.

Types of insurance policies Though there are many types of life insurance policies available on the market, most of them can be broadly classified into two categories.

These include riots, commotion, suicide and many other similar things.

At the same time, there is a bit of commerce involved in this.

The insurance companies insure a person in exchange for regular premiums.

He or she knows that his family or dependents won’t have to bear any hardships even if he dies.

In most cases, the dependents include the spouse, children, and parents.

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The other type of policy is bought from an investment perspective.

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